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If you're going to utilize a small-cap index like the Russell 2000, you may wish to stop briefly and take into consideration why an excellent index fund business, like Lead, does not have any type of funds that follow it. The factor is since it's a lousy index.
I have not also dealt with the straw man below yet, and that is the reality that it is relatively uncommon that you in fact have to pay either taxes or considerable payments to rebalance anyway. A lot of smart investors rebalance as much as possible in their tax-protected accounts.
And of training course, nobody should be purchasing packed common funds, ever. It's really too poor that IULs do not function.
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